Tree Mortgage Reports

Mortgage lenders will often request a specialist tree report where trees are located close to a property, particularly in areas with shrinkable clay soils or a history of subsidence claims.

Our Tree Mortgage Reports provide an independent, evidence-based assessment of whether nearby trees pose a material risk to structures. The report typically considers:

• Tree species and water demand

• Height, age and condition

• Proximity to buildings

• Soil type (where known)

• Evidence of structural movement or past claims

We provide clear, objective conclusions to assist lenders, insurers and purchasers in making informed decisions.

With practical arboricultural experience and an understanding of how reports are assessed by mortgage providers and loss adjusters, our advice is balanced, defensible and proportionate — avoiding unnecessary alarm while properly addressing genuine risk.

Clear reporting to support smooth property transactions, because we know its a stressful time. That’s why we ensure fast turn arounds so you can focus on getting moving.