Do I need a tree report for a mortgage?

Mortgage lenders may request a tree report where trees are close to a property, show visible defects, or may affect foundations, drains or structures. A professional tree condition report helps lenders assess risk and make informed decisions.

What is included in a mortgage tree report?

A mortgage tree report typically includes:

• Identification of relevant trees

• Assessment of tree condition and structural integrity

• Proximity to buildings and infrastructure

• Clear management recommendations

Reports are written clearly and proportionately for lender review.

Will my mortgage lender accept the report?

Our reports are prepared by qualified arboricultural consultants and are suitable for submission to most UK mortgage lenders and insurers. We can adapt reports to meet specific lender requirements where needed.

How long does a mortgage tree report take?

Survey turnaround times are usually prompt, with reports issued shortly after the site visit, subject to access and site complexity.

What is a BS5837 tree survey?

A BS5837 tree survey is carried out in accordance with British Standard 5837:2012 and identifies trees on or adjacent to development sites. Trees are categorised and assessed to inform site layout, design and tree protection measures.

When is a tree survey required for planning permission?

Tree surveys are usually required where trees may be affected by development works. Local planning authorities commonly request BS5837 surveys as part of planning applications.

Can a tree survey help with planning approval?

Yes. A clear and proportionate tree survey can identify constraints early, reduce planning delays and support a smoother planning process.

Do you provide arboricultural impact assessments and method statements?

Yes. Where required, we provide Arboricultural Impact Assessments (AIA) and Arboricultural Method Statements (AMS) to support planning and construction stages.

Do you work with architects and developers?

We regularly work alongside architects, developers, planning consultants and engineers to integrate arboricultural advice into development proposals.

Can you provide the plan in CAD?

Absolutely, all of our reports come with CAD drawings in .dxf or .dwg

What is a tree condition survey?

A tree condition survey assesses the health, structure and stability of trees to identify defects and recommend appropriate management.

What is a tree risk assessment?

A tree risk assessment evaluates the likelihood of tree failure and the potential consequences, particularly where trees are near people, buildings or infrastructure.

What is a Quantified Tree Risk Assessment (QTRA)?

QTRA is a recognised methodology that quantifies tree risk, allowing it to be managed proportionately and defensibly. It is particularly useful for duty holders responsible for trees in publicly accessible areas.

Who needs tree risk or condition surveys?

Tree risk assessments are commonly required by:

• Landowners and estates

• Schools and educational sites

• Local authorities and parish councils

• Commercial premises

• Managing agents and housing associations

How often should trees be inspected?

Inspection frequency depends on tree condition, location and site usage. We can advise on suitable inspection intervals as part of the report - usually specific to each tree.

You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.

We offer flexible pricing based on project type and complexity. After an initial conversation, we’ll provide a transparent quote with no hidden costs.

What areas do you cover?

We provide tree surveys and arboricultural consultancy across the UK. But we are best set up to deliver around Derbyshire, South Yorkshire, Nottinghamshire and Yorkshire.

Are your reports suitable for legal or insurance purposes?

Yes. Our reports are clear, evidence-based and suitable for planning, insurance, mortgage and duty of care purposes.

How do I arrange a tree survey?

You can contact us to discuss your requirements and obtain a quotation. We will advise on the most appropriate survey for your site and objectives.